There’s no doubt that the holidays are fun (and often delicious) but they certainly aren’t conducive to saving money. There’s the obvious expenses like gifts and decorations and then some not so obvious costs like all the dishes you make for holiday parties and the higher-than-normal electricity bill. There are a lot of things that can help you save money; in fact, I’ve talked about more than a few of them in previous articles.
There are special apps, loyalty programs, coupons, deal sites, and-well, the list goes on an on. However, sometimes, the best way to save money and stay on track financially is to use a good old fashioned budget. Here are some free family budget templates to get you started.
Download your Free Family Budget Template Printables now!
The first family budget template is relatively basic. Don’t let the simplicity fool you; it has everything you need to keep track of your finances and start saving. There are fields on this family budget template for:
- Financial goals
- Monthly income
- Due dates
- Paid dates
Consider filling out this budget as a family. The idea isn’t to alarm little ones about financial woes but to teach them about saving money and planning from an early age. In addition, if your child has reached those “I need it now” years where their whim is supposed to be your demand this may be an eye opening experience. He or she can see just how much that cell phone or cable plan really costs.
- Download or print it: Pink and Green Flowers and Bird Household Budget.pdf
- Excel: Pink and Green Flowers and Bird Household Budget.xls
The next family budget template is specifically for this time of year. Yep, you guessed it, it’s a “Christmas gifts” budget template that’s perfect for the whole family to use.
During this time of year it can be super easy to overspend. Maybe you already bought a gift for your aunt back in July but you forgot about it and ended up buying her something else. Oops! Opportunities to overspend (like the one just mentioned) pop up all the time during the holidays. To help, keep track of Christmas gift recipients and what you’ve bought year round.
If your little one will be doing some Christmas shopping, give him or her this family budget template. It’s never to early to start teaching your child the benefits of planning ahead and spending money wisely.
A bonus benefit of this template? If you list all your recipients out you’ll be sure not to forget anyone. No more last minute stops at the gas station or pharmacy to try to find something for your 3rd cousin twice removed!
The final family budget template is for planning events. This template is also sure to come in handy around the holidays. Put this template to use as both a budgeting sheet and a to-do list. Its perfect for making sure everything your event needs is accounted for and to stamp out overspending. The fields include (but aren’t limited to):
If you download this budget template as an Excel spreadsheet, you can add an extra column called “assigned” and note who is supposed to handle each task.
Use these free, printable family budget templates to help your family stay on budget during the holiday season as well as year-round. These freebies are perfect for getting organized during this all too hectic time of the year.